Money & Card

I explain the "Front and Back" with images, from the new 2024 banknotes to old ones like Soseki Natsume. Detailed introduction on how to use the "2,000 yen bill" which often causes trouble (Trouble), precautions at vending machines, and how to distinguish counterfeit bills.

"Foreigners can't make credit cards?" That's not true! With "Rakuten Card," recommended for trainees and Specified Skilled Workers, there is a chance to pass the screening. No annual fee & earn points! I (Sensei) will also teach you in detail how to "enter your name" so you don't fail the screening.

It’s okay if you failed the credit card screening. With a "Debit Card," anyone can get one without a screening! You can use it for Amazon and smartphone payments. I’ll introduce Yucho, Seven, and SBI Bank—all highly recommended for foreigners.

"Do trainees not get bonuses?" "My salary hasn't increased even in my second year..." I (Sensei) will answer these worries directly. While explaining the strict reality of the "Employment Contract (Koyo Joken-sho / 雇用条件書)" rules, I’ll also share "tricks to raise your salary at your current company." I'll teach you a smart way to live that increases your take-home pay more reliably than just complaining.

Foreign workers in Japan, you might receive 600,000 yen when you go home! I (Sensei) explain the "Lump-sum Withdrawal Payment (Dattai Ichijikin)" procedure to get back the Employee Pension (Kosei Nenkin) deducted from your monthly salary. Check the estimated amount and the 3 things to prepare before leaving to get back every single yen!

"My salary is lower than I thought... Is the company deceiving me?" For those feeling anxious, I (Sensei) explain the meaning of difficult Kanji on Japanese Payslips (Kyuryo Meisai / 給料明細). Understanding "Gross Payment" and "Deductions" makes taxes and insurance clear. Also, don't miss the info on the pension refund you get when returning home.

Do you think you're safe just because you renewed your Residence Card? Actually, if you don't report your new card to the bank, your account might be frozen, and you won't be able to withdraw money! I (Sensei) will gently teach you how to perform the "Residence Period Update Procedure" required at Japanese banks like Yucho Bank, and what to do if your ATM card stops working.

"I'm in trouble because I can't read the Kanji on the ATM..." "I don't want to be charged a Fee (Tesuryo / 手数料)!" For those trainees, I (Sensei) will teach you the "4 main buttons" to remember at Yucho Bank (Japan Post Bank) ATMs and the times when the fee is free. Master these, and you won't be afraid of ATMs anymore!