【Must-Read】Meaning of Kanji and How to Use Yucho Bank ATMs

Hi! It’s Sensei.

“It’s payday and I want to withdraw money, but the Kanji on the ATM are too difficult to understand!”
“I don’t want to press the wrong button and be charged a Fee (Tesuryo / 手数料)…”

Have you ever had that experience?
Japanese ATMs have an English Menu, but you can’t use all the functions through it.

Today, I will teach you **how to use the ATM and the meaning of Kanji at Yucho Bank (Japan Post Bank / ゆうちょ銀行)**, the most important bank in Japan.
Once you remember this, you won’t have to panic in front of the ATM anymore!

1. The “4 Kanji” You Must Remember

Let’s learn the meaning of the largest buttons on the ATM screen.

2. When is a Fee (Tesuryo) Charged?

It’s frustrating to have 110 yen taken just to withdraw your own money. Let’s remember the times when Yucho Bank fees are “Free.”

※This is when using a “Yucho Bank ATM.”
Be careful: if you withdraw from a Convenience Store (Konbini) like 7-Eleven or FamilyMart, **you will always be charged a fee (220 yen ~)**!

3. Change of Address (Jusho Henko) is Required After Moving!

This is the most important part.
When applying for a SIM card or Credit Card, **if the address registered with the bank and your current address are different, you may fail the screening.**

If you have moved, go to a nearby Post Office (Yubinkyoku / 郵便局) and have them change your address.

Summary: Master the Bank to Make Life Easier

Using a translation app in front of the ATM is hard. Take a screenshot of the “4 Kanji” in today’s article and keep it on your phone.

Once you can use your bank account properly, let’s lower your phone bill next!
With a **SIM card that supports Bank Transfer (Kouza Furikae / 口座振替)**, you can get a contract even without a credit card.